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"The future of real estate financing will not depend exclusively on bank lending. Real estate crowdfunding broadens access to a wider investor base while providing companies with a complementary source of funding that offers genuine potential for scalability. However, the maturity of this model should not be measured solely by the millions of euros raised, but, more importantly, by the capital repaid and the trust reaffirmed. NBI's early completion of three financing rounds demonstrates the importance of financial discipline in an investment partnership. Repaid capital can be deployed into a new investment cycle, creating a mechanism that can support a more dynamic and accessible market. Our ambition is to establish real estate crowdfunding as a relevant and recurring financing instrument for the property sector." said Vicentiu Vlad, CEO of Stock.estate.

In an industry where timely access to capital can influence the pace of development and a company's ability to seize commercial opportunities, alternative financing solutions are becoming increasingly relevant. For investors, early principal repayment can create opportunities to redeploy capital into new investments sooner, potentially reducing the time during which funds remain uninvested.

Reinvesting repaid principal and earned interest can support successive investment cycles, depending on available opportunities and each investor's risk profile. At the same time, these instruments carry specific risks, including the potential loss of invested capital, and past performance is not a guarantee of future results.

For companies seeking financing through crowdfunding, a proven repayment track record is an important factor in establishing financial credibility and laying the groundwork for future fundraising rounds.

The partnership between North Bucharest Investments and Stock.estate demonstrates how private capital can support tangible real estate operations through a financing model built on access to funding, transparency, and the fulfilment of contractual commitments.

North Bucharest Investments advances its growth and regional expansion strategy

North Bucharest Investments works with more than 80 property developers and manages a portfolio of over 100 residential projects, approximately 40% of which are represented on an exclusive basis.

NBI's strategy focuses on portfolio diversification, expanding commercial and financial partnerships, and strengthening its regional operations.

Within this framework, the collaboration with Stock.estate forms part of NBI's strategy to diversify its sources of capital and lays the foundation for new investment opportunities.

By successfully repaying all three financing rounds ahead of schedule, North Bucharest Investments and Stock.estate have delivered a tangible outcome of their collaboration, reinforcing the foundations for a continued partnership in a market where trust, predictability, and financial performance are becoming essential criteria for attracting investment capital.